There is a new regulation put into place called HVCC that affects the way appraisals are being done for mortgages. I wanted to get you some important information on the kinds of changes you will see as the consumer.

1. An increase in costs
2. Longer turn times 
   (resulting in longer lock times)
3. Need to pre-pay for services

A more detailed explanation of these major changes can be seen by clicking next to the red arrow for a short presentation.

Please contact me to discuss any questions you may have.

Thank you.